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| Desired Industry: Banking/Mortgage |
SpiderID: 954 |
| Desired Job Location: Miami, Florida |
Date Posted: 7/27/2004 |
| Type of Position: Full-Time Permanent |
Availability Date: 07/27/2004 |
| Desired Wage: |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, Less Than 25% |
| Highest Degree Attained: Bachelors |
Willing to Relocate: Yes |
Objective:
Employ my experience and skills as a Loan officer and credit analyst, as well as a sales supervisor and new product developer for financial services to develop a career in a company based on hard work and commitment
Experience:
06/2002 to 06/2004 BGR Bank Quito, Ecuador
Loan Officer
-Financial-credit analysis of companies willing to get a credit for new investment projects.
-Handling of a portfolio of clients. Control of banking accounts and Collections.
-Handling of operations in pre-law phase, reprogramming of payments.
07/2001 to 05/2002 Sercoin S.A Quito, Ecuador
Product Manager
-Presentations of product (Business software) to other companies and on important fairs, market analysis and price definitions.
-Creation and handling of channels of distribution·
-Financial and Technical support on this business software.
02/1999 to 07/2001 CTH -Mortgage Bank
Quito, Ecuador
Loan Officer- Loan Officer Coordinator
- Credit analysis for mortgages.
- Portfolio valuation and profit analysis.
- Handling of statiscal data for reports and strategical decisions. Credit Process analysis and controls.
- Market analysis for financial products, Supervision of Credit consultants and budget accomplishments.
- Maintenance of the portfolio of clients and customer service.
Education:
2000 Catholic University of Ecuador
Bachelors degree in Economics and a minor in Business Administration
Skills:
· Results oriented professional in bank loans and other banking services
· Resourceful, focused, strong organizational and communication skills
· Full knowledge in Credit and Financial Analysis
· Experience on Mortgage Loans, Personal and Commercial Accounts Management, sales and collections
· Ability to work in a fast paced environment and leadership skills
· Customer service experience, management and teamwork
· Computer literate in Microsoft Office Programs, on PC and Macintosh Platforms. Typing 45 wpm.
· English and Spanish Fluent. German intermediate.
Candidate Contact Information:
| Name: Yvonne Espinosa |
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| Street: |
Phone: 305 898 5265 |
| City: Miami |
Fax: |
| State: Florida |
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| Zip: 33155 |
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| Web Site: |
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