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| Desired Industry: Banking/Mortgage |
SpiderID: 8626 |
| Desired Job Location: Houston, Texas |
Date Posted: 9/6/2006 |
| Type of Position: Full-Time Permanent |
Availability Date: now |
| Desired Wage: 70000 |
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U.S. Work Authorization: Yes |
| Job Level: Management (Manager, Director) |
Willing to Travel: Yes, 25-50% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: No |
Objective:
Seeking a position that utilizes my background in mortgage industry (8 yrs).
Experience:
07/05-Present AEGIS Mortgage Houston, Texas
Regional Operations Manager
Primary focal point for the oversight responsibilities of general risk management through review of credit decisions by underwriters, management of pre-funding QC of file to assure compliance and quality submitted by divisional branches and underwriters.
Mentors the underwriting group on the understanding / principles of Aegis credit guidelines, legal documents, policies, procedures, rates and pricing, products, and regulatory compliance.
Key decision maker on hiring, training, and supervising loan set-up analyst, account mangers, underwriters and closing specialist staff.
Solves daily problems utilizing the teams strengths and weakness, along with facilitating workflow to achieve maximum efficiency in completing Aegiss set forth goals .
Lead Manager of Regional Operation staff - overseeing staff performance, ensuring accurate and consistency of work and reporting all positive / negative issues with Senior Management.
Assists Secondary Marketing during loan sales in regarding resolution on credit issues.
02/05-07/05 TMC Funding Houston, Texas
Contract Mortgage Loan Processor
Prepare final loan packages to lender (closed approximately 10-15 files a month).
Convey approximately 20-25 loan approvals to borrower obtain and clear all conditions and request any additional documentation.
Confirm mortgage loan application information by mailing verification forms; contacting verification sources.
Communicate and Coordinate daily with lender/title Company for closing.
Developed on going rapport with realtors and builders.
07/04/02/05 Nova Star Houston, Texas
Underwriter
Underwrite to sub prime loans to Nova Star guidelines (approximately 7-10 files daily).
Ability to pre-underwrite and structure loans in the field with account executives.
Communicate status of all loans to account manager and broker in a timely manner.
Manage and coordinate loans for closing (approximately 20 files for closing).
08/01-07/04 Decision One Mortgage Houston, Texas
Final Underwriter
Underwrite to sub prime loans to Decision One guidelines (approximately 7-12 files daily).
Pricing and product knowledge.
Ability to underwrite loan by analyzing loan documentation, calculating qualification ratios, reviewing credit and appraisal, source of funds and alternative documentation options.
Communicate status of all loans to account manager and broker.
07/99-08/01 First Franklin Houston, Texas
Delegated Underwriter/Loan Processor
Underwrite sub prime loans to First Franklin guidelines (approximately 7-10 files daily).
Maintain constant knowledge of current guidelines and the impact on loan analysis.
Respond to audit requests and address in a timely manner.
Respond to all customers in a timely manner, building and maintaining relationships.
Ensure quality control and compliance of loan files.
Provide daily assist to other staff members with underwriting questions, scenarios, etc.
Education:
Majoring in Business
Skills:
Ability to multi-task on multiple projects.
Strong communication and work well with my peers.
Consistently demonstrate excellent organizational skills.
Team Player with a positive attitude.
Experience in wholesale lending.
Proficient in computer applications associated with the mortgage requirements (calyx point, Microsoft office, internet, etc.)
Have a strong, confident, and positive understanding of all facets associated with the mortgage industry.
Reference:
1. Bill Peebles- Senior VP , WMC Mortgage, 281-546-6116
2. Yvonne Sisson- Underwriter, Option One, 713-412-2617
3. Brian Banks- Appraiser (owner), First Houston Appraisal, 713-914-9377
4. Talley Mayes- Account Executive, MIT Mortgage, 713-725-2455
5. Rod White- Regional Vice President, Aegis Mortgage, 281-330-1347
Candidate Contact Information:
This candidate has chosen not to make contact information available on this page.
Click "Contact Candidate" to send this candidate a response. |
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