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Mortgage Underwriter Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 8310 |
| Desired Job Location: Chicago, Illinois |
Date Posted: 8/15/2006 |
| Type of Position: Full-Time Permanent |
Availability Date: now |
| Desired Wage: $45,000 |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: No |
| Highest Degree Attained: Bachelors |
Willing to Relocate: No |
Experience:
Contract Underwriter, Radian Guaranty, Schaumburg, Illinois. ( 2005 – June 2006)
-Underwrote minimum of 6 loan files daily, including conventional, Alt-A, 2nds, HELOC’s and combos, using automated and manual underwriting
-Cleared preliminary underwriting conditions and issued clear-to-close.
-Submitted and resubmitted loans through Desktop Underwriter (DU) and Loan Prospector (LP)
-Analyzed credit, income, title and appraisal documents to insure loan quality.
-Advised mortgage brokers and account executives on loan alternatives, scenario questions and program guidelines.
Subprime Underwriter, First NLC Financial Services, Itasca, Illinois. (2005 – 2005)
-Underwrote subprime and portfolio loans manually.
-Cleared preliminary and final underwriting conditions.
-Restructured loans with input from account executives and mortgage brokers.
Subprime Underwriter, Argent Mortgage, Rolling Meadows, Illinois. (2003 – 2005)
-Underwrote minimum of 10 loan files daily, including subprime, Alt-A and 2nds, using manual underwriting.
-Graded and priced loans according to credit and mortgage history.
-Assisted senior underwriter in answering questions and training new underwriters.
Underwriter, Irwin Mortgage Corporation, Downers Grove, Illinois. (2003 – 2003) Contract Underwriter. (assigned to Irwin Mortgage) Radian Guaranty, Schaumburg, Illinois. (2002 – 2003)
-Underwrote conventional, FHA, VA, Alt-A and 2nd products using automated and manual underwriting.
-Submitted and resubmitted loans through DU and LP.
-Analyzed credit, income, title and appraisal.
Junior Underwriter, LaSalle Home Mortgage Corporation, Des Plaines, Illinois. (1998 – 2002)
-Underwrote conventional, FHA and VA loans using DU and LP.
-Obtained Direct Endorsement (DE) designation.
Mortgage Processor/Closer.
-Processed loans from application to submission to underwriting.
-Obtained and reviewed conditions from borrowers.
-Prepared closing documents and funded loans.
-Trained new processors and closers.
Loan Closer, Prism Mortgage Company, Chicago, Illinois. (1997 – 1998)
-Prepared closing documents.
-Reconciled and funded loans.
-Closed subprime loans exclusively for wholesale division.
-Reviewed and developed training materials for funding procedures.
-Trained new closers.
Loan Closer, United Financial Mortgage Corporation, Oak Brook, Illinois. (1996 – 1997)
-Prepared closing documents.
-Reconciled and funded loans.
-Reviewed loans in escrow for compliance and completeness.
Education:
Diehl & Associates. (2000) FHA Direct Endorsement seminar.
H & R Block. Des Plaines, Illinois (1996) H & R Block Basic income tax course. (1997) H & R Block advanced income tax course.
Roosevelt University. Chicago, Illinois. (1992) Graduate-level lawyer’s assistant program. Certificate. Honors. Courses included: Real Estate and Mortgage, Legal Research and Writing, Estates, Trusts and Wills, Civil and Criminal Litigation, Business Organizations, Bankruptcy and Family Law.
Michigan State University, East Lansing, Michigan. (1991) Bachelor of Science, Psychology. GPA 3.1/4
Candidate Contact Information:
| Name: Randi Cohen |
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| Street: - |
Phone: 630-497-9794 |
| City: Bartlett |
Fax: - |
| State: Illinois |
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| Zip: - |
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| Web Site: |
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