Los Angeles,Orange County,Riverside County,San Bernardino Palm Springs
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Los Angeles,Orange County,Riverside County,San Bernardino/Palm Springs Resume


Desired Industry: Accounting/Bookkeeping SpiderID: 6450
Desired Job Location: Los Angeles,Orange County,Riverside County,San Bernardino/Palm Springs, California Date Posted: 4/7/2006
Type of Position: Full-Time Permanent Availability Date: 07/06/2006
Desired Wage: 35000
U.S. Work Authorization: Yes
Job Level: Management (Manager, Director) Willing to Travel: No
Highest Degree Attained: None Willing to Relocate: No


Objective:
Long term professional, in all areas of management in a high pace, detailed orientated atmosphere. I have the ability to multi-task. I can maintain and meet required time requirements. I have currently been in the mortgage industry for over 20 years. I have personally worked in all areas of this industry and understand the meaning of being a team player. I pride myself in maintaining high customer service scores. I believe in being an easy going, compassionate manager which in turn has helped to keep the total team moral pointed in the right direction in order to reach our goals.


Education:

Branch Operations Manager
Countrywide Home Loans in Upland, CA (Present employment)
I am responsible for the daily operations and work flow of the operations department. I must make sure the files are flowing through the pipeline in accordance to company timelines. I also maintain numerous reports to monitor these and other required timelines. I am the overall backup for the loan specialist's during the origination, processing, documents, funding and shipping the files. I am also responsible to keep the operations department up to date on company and industry changes, new policy and procedures, etc.

Sr. Underwriter
Mylor Financial Group in Rancho Cucamonga, CA
September 2004 to December 2004
I was the Sr. Underwriter for all wholesale mortgage loans. A paper through Government. This was a short term temporary position.

Corporate Underwriting Manager
South Pacific Financial Corporation in Rancho Cucamonga, CA
January 2004 to September 2004
My areas of responsibility covered the supervision of all retail and wholesale underwriters. I was the direct liaison between the 14 branches and the underwriting department for any issue that came along. I held monthly information and production update meetings with the underwriting staff, all support staff for operations and funding along with all branch processors. I worked directly with the post closing department and the individual investor's to resolve issue's that affected the post closing purchaseing of our loans. We closed A-Paper through Government programs. I was heavily involved in the daily work flow of the pipeline. I implemented underwriting checklists for each program type we offered. I worked directly with the product/marketing department to update and enforce the individual investor's guidelines. I worked with the funding and post closing department's to cross train the underwriter's in these department's. This helped each department to understand what happened to the loan package before and/or after they had worked on it. In turn this improved communications and work flow overall.

Regional Underwriting Manager
Wells Fargo Home Loans in Grand Junction, CO & Riverside, CA
August 2002 to December 2003
In this position I supervised 4 levels of underwriter's and validator's. My team would range from 9 to 19 member's, depending on the production load for the department and/or corporate requirements. I was responsible for the day to day production turn times's, increase training and advancement of the validator's to full underwriter, and increase the full underwriter's to move up to the top level 4 designation. I was the main contact for the multiple branches our region supported. I worked directly with the originator's, branch manager's, processor's, and post closing memeber's. I held periodic group meetings to cross train the underwriting staff with all other areas of processing and post closing. I also held branch training sessions to enlighten branches on underwriting resources and policies.

Manager of Quality Control - Western Region
First Magnus Financial Corporation in Ontario, CA
October 2001 to August 2002
My responsibilties changed a lot while working for 1st Magnus. I started out as the Wholesale Underwriting Production Manager with a staff of 14 underwriter's and support staff. I was involved in the day to day work flow and resolution of issues that came up. I was then given the Western Region of Quality Control and Risk Management. I was then involved with the negotiation's of the purchase of our loans. I was instrumental in growing our list of investor's and smoothing out other investor's issues. I also lowered the region's error rate on our loans and reduced the amount of issues of document misrepresentation.

Contract -Conventional Underwriter
G.E. Capital Mortgage Insurance Company in Irvine, CA
February 2001 to October 2001
On site conventional underwriter - Wells Fargo Home Loans, Riverside, CA

Sr. Government Underwriter - Wholesale
Chase Manhattan Mortgage in San Bernardino, CA
July 2000 to February 2001
I was responsible to underwiter all wholesale government loans.

Underwriting Manager & Interim Branch Manager
GN Morgage Corporation in Rancho Cucamonga, CA
July 1998 to July 2000
I started the underwriting department for this new office and directly supervised 4 other team members. I helped to train the wholesale broker's and loan originator's in the main product for the office - government loans. I was the interim branch manager for the last 7 months. I was then supervising all office staff from production to closing.


Affiliations:
Auditors ,Credit Analysts .Financial Examiners ,Insurance Underwriters ,Training and Development Specialists


Skills:
Long term professional, in all areas of management in a high pace, detailed orientated atmosphere. I have the ability to multi-task. I can maintain and meet required time requirements. I have currently been in the mortgage industry for over 20 years. I have personally worked in all areas of this industry and understand the meaning of being a team player. I pride myself in maintaining high customer service scores. I believe in being an easy going, compassionate manager which in turn has helped to keep the total team moral pointed in the right direction in order to reach our goals.


Candidate Contact Information:
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