Underwriter - Banking Mortgage Resume Search
Underwriter - Banking Mortgage Resume Search
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Underwriter Resume


Desired Industry: Banking/Mortgage SpiderID: 5706
Desired Job Location: Atlanta, Georgia Date Posted: 3/1/2006
Type of Position: Contractor Availability Date: ASAP
Desired Wage: 65K
U.S. Work Authorization: Yes
Job Level: Experienced with over 2 years experience Willing to Travel: No
Highest Degree Attained: High School/Equivalent Willing to Relocate: No


Objective:
I am a highly energized individual who is seeking a mortgage underwriting contract position. I have 20 years in the mortgage industry, and have been underwriting in subprime and conforming for the past 10 years. Please review attached resume.


Experience:
Traci H. Williams
111 Crestworth Crossing
Powder Springs, GA 30127
Home: (770) 439-4498
Cell : (770) 530-6128

OBJECTIVE: To obtain a challenging position within a stable organization where my technical and creative abilities can be fully utilized to attain the goals of the company as well as my own personal career goals.

QUALIFICATIONS: I am an organized person with a keen eye for detail. I am a self-starter who can work well under pressure. I can work independently or well with others. I am very dedicated when assigned to special projects or when doing my daily job functions. I have the ability to quickly solve problems and analyze the situation to determine the best course of action to repair the problem.

EXPERIENCE:

Present - HOMEOWNERS LOAN CORP
04/04 Job Title: Underwriter

• Daily underwriting of Sub prime and “niche” products
• Clearing preliminary and final underwriting conditions for closing
• Constant contact with team leaders for ease of condition resolution
• Running of Assetwise and Loan Score (automated underwriting) as well as input of loans into Loan Handler and Cadence

12/03 - BANCMORTGAGE
05/03 Job Title: Senior Underwriter

• Daily underwriting of Conventional, FHA, VA, 2nd mortgage & “niche” products
• Clearing preliminary and final underwriting conditions for closing
• Assist loan officers and processors in different scenarios for loan soundness

02/03 - COUNTRYWIDE HOME LOANS
10/98 Job Title: Assistant Branch Manager (Operations)

• Manage and routinely ran the Operations Department which covers Processing, Underwriting, Shipping, Deficiencies and Auditing (Head Underwriter for Branch)
• Personally responsible for Approving (Underwriting) and funding all loans which flow through the pipeline with Conventional signoff and DE (FHA) designations
• Responsibilities also included Bookkeeping, Office Supplies, Office Equipment upkeep, Daily/Weekly/Monthly Branch Reports, System Support and Sales Support

10/98 - MEGO MORTGAGE CORPORATION
12/96 Job Title: Senior Underwriter/Team Leader

• Complete thorough review of Non Conforming (125 CLTV and conforming) first and second mortgage credit applications daily
• Review credit, appraisal, income and financial reports, title report, and legal/compliance documentation on each file
• Managed team of 11 individuals which consisted of Processing, Underwriting, & Funding

Traci H. Williams
111 Crestworth Crossing
Powder Springs, GA 30127
Home: (770) 439-4498
Cell : (770) 530-6128


12/96 - THE PRUDENTIAL BANK
06/90 Job Title: Senior Loan Officer/Underwriter

• Process and underwrite Home Equity loans
• Complete and present detailed recommendations for “Credit Committee on loans exceeding $350,000.)
• Analyze financial statements (I.E. personal, corporate, partnership tax returns) for complex customers

SPECIAL PROJECTS: THE PRUDENTIAL BANK
• Served of newly established Home Equity Via Project Task Force
• Played role in customizing new computer processing/tracking system for efficiently processing Home Equity applications and Subordination requests.
• Composed and continually updated procedure manual for the Home Equity Division

SKILLS:
• Typing 90 w.p.m.
• Microsoft Word/Excel
• 10 key by touch
• Mac flow (Flow Charts)



Candidate Contact Information:
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Click "Contact Candidate" to send this candidate a response.


    



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