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Underwriter/Processor Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 4588 |
| Desired Job Location: Minneapolis, Minnesota |
Date Posted: 1/2/2006 |
| Type of Position: Full-Time Permanent |
Availability Date: 1/16/06 |
| Desired Wage: 30000 |
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U.S. Work Authorization: Yes |
| Job Level: New Grad/Entry Level |
Willing to Travel: No |
| Highest Degree Attained: Other |
Willing to Relocate: Undecided |
Objective:
To provide and commit my underwriting skills in the Mortgage Industry and contribute to the growth and stability of the employer’s business.
Education:
Mortgage underwriting training Course at Mortgage Professional Services Group
Skills:
- Review loan application packages for completeness and accuracy.
- Verify and validate income, assets and liability documentation to validate underwriting decision. Calculate and verify income structure (employment verification, tax returns, divorce decree, alimony, etc), verify funds to close (verification of deposits, gift funds, IRA, 401K, sale of assets, etc).
- Review and verify credit report (FICO pay history, debt validation).
- Review other real estate owned (i.e., rental income).
- Interpretation and application of lending documentation credit reports and income/assets calculations.
- Principles and regulations applicable to mortgage lending.
- Understand tools and terminology relative to the appraisal process sufficient to perform collateral reviews.
- Possess ability to perform standard credit and income analysis.
- Strong written/verbal skills.
- Working knowledge of Excel and Word.
- Subprime, HELOC’s
- Excellent PC skills
Reference:
Available upon request
Candidate Contact Information:
| Name: Tiarri Thomas |
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| Street: - |
Phone: 651-373-8130 |
| City: Roseville |
Fax: - |
| State: Minnesota |
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| Zip: - |
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| Web Site: |
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