Mortgage Loan Processor Resume

Desired Industry: Banking/Mortgage	SpiderID: 4159
Desired Job Location: Hometown, Illinois	Date Posted: 11/14/2005
Type of Position: Full-Time Permanent	Availability Date:
Desired Wage:
	U.S. Work Authorization: Yes
Job Level: Experienced with over 2 years experience	Willing to Travel:
Highest Degree Attained: High School/Equivalent	Willing to Relocate: No Preference

Objective:
To join a company that allows the sky to be the limit. To utilize my 2+ yers of processing experience to help you excel in where you want to go.

Experience:
6/2005-Present Key Financial Corp Clearwater, FLContract ProcessorReview file from corporate office including credit, employment and based on our investors guidelines, know where to place loan to get approved.; submit to AUS ( Countrywide’s CLOUT & IndyMac’s EMITS) for approval;Once approved, contact customer to obtain any missing information/documents and give customers point of contact if they should have any questions; order flood cert, title, and payoffs, verifications of employment & deposit, subordinations ( if needed )Once receive documents back, review them. Clear title if needed. Verify borrowers have sufficient funds, as well as sufficient time at current employment, review, and submit to lender; clear any additional conditions requested by underwriter; once cleared-to-close, contact borrower to let them know someone will be contacting them to set closing.6/2003-6/2005 Excel Processing Corp Tinley Park, ILProcessorInput file into Calyx Point; send out disclosures to borrower; contact borrower for missing documents; make sure borrower qualifies for the program they were approved for; order verifications, payoff statements, and title commitment; review appraisal and title when received; if there are any outstanding items on title, get release and/or payoff; submit file to lender for approval; keep loan officer and /or broker updated with status of file; once loan is cleared-to close, contact loan officer and/or broker, and borrower as well as all other parties (attorneys,realtors) to get a closing set; once file is closed and funded, stack and copy file for broker.2/2003-5/2003 The Home Depot Bedford Park, ILCashierCustomer Service, Handling all forms of payment, including cash, credit cards, checks, payments on accounts, and helping out in other departments when needed4/2002-3/2003 Insure One Chicago, ILCustomer Service RepTyping 55 wpm; answering inbound calls; handling all agency work, which includes, sorting, scanning, indexing, and data entry of all items; assist in underwriting; proficient in Word, Citrix, Wintam, and AS400.1/2000-3/2002 A&A Construction Bed ford Park, ILCustomer Service RepTyping 35 wpm; data entry; answering inbound calls; making outbound calls; handling customer orders; scheduling jobs with contractors; light collections.5/1998-1/2000 Mortgage Network USA Burr Ridge, ILCustomer Service RepTyping 30 wpm; data entry; handling inbound and outbound calls; loan processing; loan closings.

Education:
1996-2000
Reavis High School
77th Austin
Burbank, IL 60459
General Studies
High School Diploma

Affiliations:
Key Financial Corporation
Excell Processing Corporation
Mortgage Network USA
The Home Depot
Insure One

Skills:
Review all files. Review credit, appraisals, borrower documents.
Order payoff's, subordinations,verifications of employment and deposit.
Order title's. Review title's, clear up any/all discrepencies on title.
Review appraisals.
Keep borrowers,loan officers, and regional managers updated on the loan process.
Submit files through AUS Countrywide's CLOUT & IndyMac's EMITS.
Get all conditions that are needed for file to close.

Reference:
Furnished Upon Request

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