Sr. Mortgage Underwriter - Banking Mortgage Resume Search
Sr. Mortgage Underwriter - Banking Mortgage Resume Search
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Sr. Mortgage Underwriter Resume


Desired Industry: Banking/Mortgage SpiderID: 2904
Desired Job Location: redding, California Date Posted: 6/19/2005
Type of Position: Full-Time Permanent Availability Date: 06/20/2005
Desired Wage: 95000
U.S. Work Authorization: Yes
Job Level: Experienced with over 2 years experience Willing to Travel: Yes, More Than 75%
Highest Degree Attained: High School/Equivalent Willing to Relocate: Yes


Experience:
Debbie Groce
4531 Front Street #2
Shasta Lake City, CA. 96019
530-276-9707
530-275-1830 or 530-275-0209

PROFESSIONAL OBJECTIVE

A position in a professional organization that enables me to utilize my proven skills and provides the potential for increase responsibilities and growth.

NATIONAL CITY MORTGAGE OCT 1, 2003~FEB 25, 2005

Sr. Mortgage Underwriter-Responsible for underwriting loans from wholesale brokers which includes FHA, VA, RD, FHLMC, FNMA and conforming and non-conforming loans, Alt A products etc... Direct Endorsement and Lapp approved. Educated in sales of programs needed for purchases and refinances for clients/brokers.

PMI and UNITED GUARANTY MARCH 2003~SEPT. 2003

Sr. Contract Underwriter for well-known mortgage insurance companies in Houston, TX. . Extensive knowledge of all mortgage programs needed for different investors ie: Wells Fargo special programs such as Emerging Market, Alt A etc... Countrywide, Chase, Irwin, Interfirst to name just a few. Commuted to on-site locations for several lenders to train brokers and processors mortgage lending.

ALLIED HOME MORTGAGE OCT. 2002~ FEB. 2003

Regional Sr. DE Underwriter-Underwriting government loans for many brokers thru out the U.S. Responsible for training mortgage brokers and processors FHA & VA. Must have knowledge of all lending requirements and legal documentation for different states.

ALLIED HOME MORTGAGE~ALASKA SEPT. 2001~SEPT. 2002

Loan Officer-Originating and processing FHA, VA, FHLMC, FNMA, Sub-prime conforming and non-conforming loans which included sales of different mortgage products. Training new loan officers and processors. Excellent reputation with wholesale investors. Responsible for accounts receivable and assisted in closings.

CITY MORTGAGE~ALASKA APRIL 2000~JULY 2001

Underwriting Manager-DE endorsed and Lap approved for Retail Mortgage Company. Managing over 12 employees. Extensive knowledge in training employees mortgage lending and analyzing documentation must be detailed oriented. Must have knowledge of title policies and endorsements.

SEATTLE MORTGAGE COMPANY-AK APRIL 1999~MARCH 2000

Underwriting Manager/DE Underwriter- Underwriting all various types of mortgage loans including sub-prime. Responsible for training loan officers and processors all facets of mortgage lending. Performed closings when needed.

PREMIER MORTGAGE-AK OCT. 1996~APRIL 1999

De Underwriter-Responsible for making all final loan decisions and exceptions. Trained employees computer programs and mortgage lending. Processed and closed sub-prime mortgages.

THE MONEY STORE-CA JULY 1992~SEPT. 1996

Mortgage underwriter for vaious types of loans which included construction, FNMA, FHLMC, 1st and 2nd liens for wholesale brokers. Extensive knowledge of California lending laws.

DE/LAPP APPROVED
EXCELLENT COMPUTER SKILLS~DU/LP/E-MAGIC/CALYX-POINT/MORTGAGE WARE/AS-400
20 YRS IN MORTGAGE LENDING
CUSTOMER SERVICE AND MANAGEMENT AWARDS
EXCELLENT REFERENCES UPON REQUEST
MEMBER OF THE ASSOCIATION OF PROFESSIONAL MORTGAGE WOMEN
SIGNING AUTHORITY $650K~ $1M



























































































































































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