Loan Officer, Loan Processor, Processing Manager - Banking Mortgage Re
Loan Officer, Loan Processor, Processing Manager - Banking Mortgage Re
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Loan Officer, Loan Processor, Processing Manager Resume


Desired Industry: Banking/Mortgage SpiderID: 27169
Desired Job Location: Temecula, California Date Posted: 6/8/2009
Type of Position: Full-Time Permanent Availability Date: Now
Desired Wage: 60000
U.S. Work Authorization: Yes
Job Level: Experienced with over 2 years experience Willing to Travel: Yes, Less Than 25%
Highest Degree Attained: High School/Equivalent Willing to Relocate: No


Objective:
Skilled executive with over 12 years in mortgage banking. Extensive background in mortgage processing, operations and sales. Experienced in FHA, CALHFA and VA programs and services. Exceptional organizational skills, analytical skills, proven problem solver, detailed orientated, team player, proactive self starter and ability to work well under pressure.


Experience:
Work Experience:
Spectra Funding – 1/2009 – Present
Senior Loan Officer
Originate and qualify individuals for mortgage loans - Write credit memos and cash flow customers for the proper loan.
Responsible for viewing and analyzing credit, assets, income and debt ratios to qualify customers to market myself and the Company to various cities and its residents. Extensive knowledge of Fannie Mae, Freddie Mac, FHA loans, VA loans and CALHFA loans.
DE certified.
(Contact Catherine Keene at 949-689-4676)
GMAC Mortgage – 10/2007 – 9/2008
Senior Loan Officer
Responsible for self generating all sales leads through Real Estate agents, CPA’s, Attorneys and other various sources. Was assigned 3 REO offices in which I was the main loan officer representative for the company. Managed all rate locks and pipeline of 2 million dollars or more a month of loans. Extensive knowledge of FHA, VA, Conv. and CALHFA guidelines. Extensive knowledge of DU, LP and DO. Obtained DE Certification.
(Contact Catherine Keene at 949-689-4676)


JP Morgan Chase – 1/2002 – 8/2007

Senior Loan Officer

Responsible for self generating all sales leads through Real Estate agents, CPA’s, Attorneys and other various sources. Managed all rate locks and pipeline of 4 million dollars or more a month. Extensive knowledge of FHA, VA, Conv. and CALHFA guidelines. Extensive knowledge of DU, LP and DO. Conducted first-time homebuyer seminars for marketing areas and military bases. Helped train new employees on policies and procedures.
(Contact Human Resources at 818-226-0747)


JP Morgan Chase – 4/2001 – 1/2002
Senior Government/Bond Loan Processor
Responsible for all conventional, FHA, VA and CALHFA loans for 6 branches. Ability to analyze tax returns, W-2’s, pay stubs, bank statements and financial statements. Exceptional knowledge of FHA, VA, Fannie Mae and Freddie Mac guidelines. Ability to work with many people with different personalities. (Contact Peggy Moung at 858-605-2430)


Education:
Dekalb Community College - Various Courses


Skills:
I am DE certified
I have a Top Secret Clearance


Reference:
Available upon request.


Candidate Contact Information:
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