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Loss Mitigation, Loan Modifications Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 23184 |
| Desired Job Location: phoenix, Arizona |
Date Posted: 10/30/2008 |
| Type of Position: Full-Time Permanent |
Availability Date: immediatley |
| Desired Wage: 45,000 |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, 25-50% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: Yes |
Objective:
I am looking for a long-term position, in Loss Mitigation, Loan Modifications, or Debt negotiation, with a Company that offers unlimited growth and income potential, with the opportunity to excel.
I have over 12 years of extensive knowledge and experience in Finance, and Business Management. I was a Mortgage Broker in the State of Oregon for over five years, and then expanded my business to the Denver market. I worked for a Finance Company for over 4 years, where I was Assistant Manager. I have a proven track record of working independently, developing effective business strategies, and meeting or exceeding quota’s and sales goals.
I am an extremely motivated, goal oriented, and full of energy individual, with the ability to quickly and positively influence others. I have strong communication skills, both verbal, and written, with the ability to negotiate, and make analytical decisions with minimal supervision.
I have attached my resume for your review. With great enthusiasm, I look forward to hearing from you, and the opportunity to discuss my interest in any possible open positions your company may have, based on my experience.
If you have any questions, or would like to schedule to meet with me, I can be reached at 623-693-6549.
Thank you for your consideration.
Sincerely,
Alicia Preston
Experience:
Meet or exceed branch goals by selling consumer loans, insurance, and other products; maintained state licensing requirements to sell Life Insurance & Disability.
Analyze data to expand existing client relationships; meet with clients to determine financial needs to cross sell products and services.
Review branch financial reports to learn about customer activity and develop appropriate corrective action or communications as necessary.
Developed strategic affiliations to develop new business opportunities for my branch
Knowledge of standard Banking policies & procedures.
Ability to handle & process large amounts of cash.
Active Notary in State of Arizona.
Evaluate loan applications; make credit decisions based on risk factor.
Manage branch delinquency by initiating proper collection activity.
New business development; Represent services to local retail businesses, and potential business partners, by building and developing relationships for dealer financing.
All aspects of Administrative & Operational office duties.
Creative Financing; Debt negotiation, IRS offer & Compromises, Short Sales, and negotiating Short Payoffs.
Manage branch office activities in the origination, processing and closing of residential mortgage loans; assuring compliance with State of Oregon, Division of Finance Rules and Regulations.
Maintained business relationships with local realtors, builders and developers to solicit new business and increase exiting business.
HR Duties; Recruit, Train, develop and motivate loan officers to achieve a high volume of residential mortgage loan production while maintaining company standards for excellent service to clients.
Knowledge of and the ability to apply advanced concepts
related to wholesale mortgage banking, and all aspects of residential mortgage lending, origination, and processing.
Education:
High School Graduate 3.5 Average GPA
2 years of Business Management - Graduated with a certificate in Business Mngmnt
Affiliations:
Mortgage Brokers License in Oregon
Active Notary in Arizona
Skills:
Excellent communication skills, both verbal and written
negotiation skills, ability to make decisions with minimal supervision.
Analytical skills
Computer literate
Sales
Underwriting
Residential Lending, all aspects
Reference:
Available upon request.
Candidate Contact Information:
TheJobSpider.com has chosen not to make contact information available on this page.
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