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| Desired Industry: Banking/Mortgage |
SpiderID: 20608 |
| Desired Job Location: West Babylon, New York |
Date Posted: 4/10/2008 |
| Type of Position: Full-Time Permanent |
Availability Date: 05/01/2008 |
| Desired Wage: $100k |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, 25-50% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: Undecided |
Objective:
To further utilize my accomplishments into a more rewarding and challenging position.
Experience:
PROFESSIONAL EXPERIENCE:
Sr. Underwriter, First Magnus Financial Corp., Hauppauge, NY (5/06-08/07)
* Reviewed and analyzed credit reports, loan applications, income,
employment and all documents to verify information as needed to determine
borrower’s ability to meet requirements of loan.
* Analyzed property appraisals to determine value of collateral. Authorized the ordering of AVM’s and field reviews of collateral.
* Reviewed loans up to $1,000,000.00 for eligibility.
Sr. Underwriter, Aegis Funding Corp., Melville, NY (7/05-5/06)
* Managed and directed account managers to satisfy stipulations and re-approve loans.
* Developed and initiated strategic relations with internal operations and brokers.
* Responsible for recruiting and hiring entire operations and sales staff.
Sr. Underwriter, New Century Mortgage, Melville, NY (7/03- 7/05)
* Managed 300 loans monthly. Responsible for 100-150 fundings with a book value of $ 25 mil per month with approvals, denials, withdrawals, or suspended files.
* Evaluated and assessed appraisals based on bank guidelines. Reconciled appraisal value.
* Directed 3 account managers/processors.
Processor /Underwriter in Institutional Lending, American Home Mortgage, Melville, NY (7/02-7/03)
* Evaluated loan applications according to Fannie Mae Direct guidelines and securitized funded loans for shipping to investors.
* Decisioned and managed pipeline of 75 loans with an average of 30 closings
monthly.
* Ordered Titles and appraisals for approved borrowers. Audited VOE’s, VOM’s, VOD’s, Payoffs and Homeowners Insurance for salability.
Loan Officer, Champion Mortgage, Melville, NY, (3/00-7/02)
* Analyzed and evaluated applications to determine eligibility for
credit and means to achieve client objectives.
* Compiled and reviewed documentation for submission to underwriting.
* Expedited processing and funding of loans.
Junior Loan Officer, Delta Funding Corporation, Woodbury, NY (3/99-3/00)
* Solicited new accounts, via telephone and mailings with Out-Of-State
Brokers (Fla., La., and Ohio).
* Aided and offered clients various loan packages: A-paper through D-paper, foreclosure buyouts and land contract conversions.
* Conversed directly with underwriters, processors, appraisers and
all levels of management.
EDUCATION:
Nassau Community College, Garden City, N.Y.
Champion University, Parsippany, N.J.
QUALIFICATIONS/SKILLS:
Specialist in wholesale and retail lending
Conforming, alt A , subprime applications, first time home buyers,
second mortgages, heloc’s, jumbo loans, construction loans, contract conversions, Fannie Mae and Freddie Mac guidelines
Proficient in Microsoft Word and Outlook, Word Perfect, Unifi, Uniform, Ibis,
Point, Loan Commander, Netox, Loan Tracker, Encompass, Mgic and Outlook
Express
Education:
HS Diploma
Additional Information:
Generated and increased revenue from $12mil to $60mil in a 3month period. Acquired 30-40 brokers into pipeline. Credit line authority of $1mil dollars. Staffed entire operations and sales force. Promoted to sales manager to become the liaison between inside operations, sales and outside vendors. Authorized to grant exceptions beyond bank guidelines for programs.
Candidate Contact Information:
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