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Manager of Mortgage Operations Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 19848 |
| Desired Job Location: Glendale, California |
Date Posted: 3/10/2008 |
| Type of Position: Full-Time Permanent |
Availability Date: 03/10/2008 |
| Desired Wage: 75000 |
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U.S. Work Authorization: Yes |
| Job Level: Management (Manager, Director) |
Willing to Travel: Yes, Less Than 25% |
| Highest Degree Attained: Other |
Willing to Relocate: No |
Objective:
25+ years Mortgage Lending Professional, seeking a challenging position as Sr. Underwriter/Manager of Mortgage Operations or its equivalent. My goal is to provide leadership by overseeing the quality and production of mortgage operations. Review staff quality, production levels, work habits, mentor and train. My numerous years in the lending industry make me an excellent candidate in the capacity of Mortgage Manager/Sr. Underwriter.
Experience:
Mortgage Origination, processing, underwriting Conventional and Government loans
Education:
979–1982 Glendale Community College Glendale, Ca
Business related Courses.
Skills:
Proficient in Microsoft Word, Excel, Countrywide’s Clues Underwriting System, Calyx Point, LP, DU
Additional Information:
Experience July 2007 – March 2008
Closure of Company The Amerigo Companies Woodland Hills, Ca
Mortgage Operations Manager
• Developed database by adding 70+ Wholesale Lenders as well as obtained approval for DU/LP.
• Structured Full Doc, Alt A, A, Subprime and commercial loans.
• Mentored and trained loan originators to structure and price loans.
• Acted as transaction coordinator for Wholesale lenders and agents.
• Worked with title companies, escrow companies and appraisers.
• Evaluated all documentation received, including complex tax returns.
• Processed and pre-underwrote FHA, VA , prime and sub-prime loans.
2003-July 2007
Reduction in force Countrywide Home Loans Glendale, ca.
Senior Underwriter/Team Manager
• Supervised a team of 8 processors who processed 1st and 2nd conventional residential mortgages for Purchase, Refinance and Home Equity Lines of Credit from origination to closing.
• Maintained and monitored quality control. Evaluated loan processes. Managed workflow to ensure loans closed within the commitment periods in accordance to program guidelines and compliance.
• Set daily and weekly goals for the team with respect to turn ratios, processing times, regulatory compliance, and delivery of loan quality.
• Coached and mentored team members and originators with structuring loans based on scenarios and program guidelines.
• Maintained Underwriting signing authority up to 1.5Million dollars.
• Analyzed and underwrote complex conforming and non-conforming loans to ensure soundness, business value and compliance based on FNMA and FHLMC guidelines and Countrywide’s loan program standards. Maintained all underwriting quotas.
• Built team and was responsible for motivation, setting goals and career paths for all staff members and providing an environment for success.
1992-2003 Burbank City Emp. FCU Burbank, Ca
Real Estate Lending Originator/Manager
• Interviewed and pre-qualified borrowers and provided sound advice for suitable loan programs, provided price quotes, evaluated borrower’s credit worthiness to provide the best program available for the client.
• Managed and trained a staff of 5 originators to pre-qualify, process, underwrite, package and deliver closed loans to the secondary market.
• Used Clues, LP and DU underwriting decision tools.
• Fully underwrote each file in compliance to secondary market guidelines.
• Priced and sold each loan to Countrywide’s Secondary Market and CUNA mortgage.
• Worked closely with 3rd party vendors such as Escrow and Title companies, appraisers, etc.
1983-1988 First Interstate Mortgage Pasadena, Ca
Loan Processor
• Processed for 5 originators
• Responsible for pipeline of 80-100 loans.
• Funded an average of 55 loans per month.
Reference:
Lynda Martin-Lawley
References Retired Branch Manager Countrywide Branch 12
(626) 831-1687
Steven Linton
Area Sales Manager
1st Horizon Mortgage – Countrywide Home Loans
(949) 378-1100
Ernest Tepman
The OCD Group –Owner/Broker
800-963-4623
Cathe Spadaro
Countrywide Hone Loans (immediate Supervisor)
(818) 265-2420
Virginia Martinez
Metrocities
Candidate Contact Information:
This candidate has chosen not to make contact information available on this page.
Click "Contact Candidate" to send this candidate a response. |
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