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| Desired Industry: Banking/Mortgage |
SpiderID: 19209 |
| Desired Job Location: Elizabeth, New Jersey |
Date Posted: 2/21/2008 |
| Type of Position: Full-Time Permanent |
Availability Date: ASAP |
| Desired Wage: open |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, Less Than 25% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: No |
Objective:
Seeking a position with possibilities for advancement with a Company that will expand my knowledge and skill as well as enhance the company’s objective and productivity.
Experience:
Mid Atlantic Capital, Saddlebrook, NJ ~Sr. Processor~ July 9, 2007-Sept. 25, 2007
·Act as primary interface with Mortgage Specialist/Sales Associate in order to expedite the application process.
·With the loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt.
·Excellent organization and follow through skills to achieve production turn around status
·Ability to multi-task, work independently, and prioritize day to day operations to achieve above average success
·Strong knowledge on credit and appraisals
Eastern American Mortgage, Little Falls, NJ ~Account Executive~ April 23, 2007-July 5, 2007
·Soliciting and maintaining business within the mortgage broker community in the wholesale division
·Providing personal service to clients
·Meeting with brokers to generate mortgage sales either face to face or over phone
·Appraising brokers regarding current rates and programs available
·Reviewing potential loans and recommending appropriate products that correspond to client's needs and goals
·Managing pipeline to close
Silicon Valley Technical Staffing, Emeryville, CA ~Temp Registration /Underwriting Assoc.~
Dec. 19, 2006-April 23, 2007
·Register new loan applications maintaining regulatory and departmental required timeframes
·Prepare all legal and regulatory disclosures within regulatory standards
·Ensure all pricing exceptions are approved and documented in the loan file
·Responsibilities include clearing conditions, appraisals, title
·Schedule loan to close and submit to closing department
First Financial Equities, Inc, Teaneck, NJ ~Junior Underwriter ~ June 1, 2005 – December 15, 2006
·Responsible for evaluating the creditworthiness of borrowers by assessing the borrower’s financial strength, probability of full repayment and adequacy of the subject property as a security for the loan requested
·Analyze in depth income documents with strong sense of document manipulation
·Responsible for program selection, counter offering, coding, pricing and conditioning of the loans
·Reviewed loans application and associated documentation to ensure thoroughness and compliance with applicable State and Federal regulations
·Reviewed Titles, Disclosures compliance, and analyzed Uniform Residential Appraisal Report
·Reviewed and analyzed transaction-related documentation, such as preliminary title, purchase contract, sales agreement and escrow instruction, as well as validation of atypical collateral
·Demonstrate strong ability to follow up on receipt of all pre- and post-closing documents to ensure all items are resolved, broker relationships and file issues to achieve positive resolution.
·Manage a pipe of 60 + active loans on a consistent basis with 30 units closed per month and 90 in the last 90 days.
SunTrust Mortgage, Inc, Clark, NJ ~ Mortgage Loan Specialist III ~May 24, 2004 – May 31, 2005
·Obtains necessary information to process and complete mortgage loan files.
·Responsibilities include the processing of all loan documentation, collecting and clearing stipulations and other appropriate documentation.
·Rejects loans by identifying and documenting deficiencies; returning application to loan officer/Account Executive and/or locate correct program for particular loan
·Performs verbal verification of employment.
·Managed existing pipeline.
·DO underwriting certification from SunTrust Mortgage, Inc
Elite Mortgage Group, Inc, Ridgefield, N J ~ Sr. Loan Processor ~ April 15, 2001 – May 21, 2004
·Administer and supervise department in handling caseloads.
·Review and verify credit report and other income and liabilities. .
·Analyze title report, purchase contract and identifies potentially fraudulent information.
·Performs verbal verification of employment.
·Achieve knowledge in FHA and conventional processing.
·Managed existing pipeline.
Education:
Assemblies of God Bible School, West New York, NJ June 2006
Hudson County School of Technology, North Bergen, NJ June 2003
Skills:
Versed: Windows XP, LPDU Connection,, Genesis 2000, MLCS, Microsoft Suite, Internet Savvy, Calex Point, Country Wide Clout
Candidate Contact Information:
This candidate has chosen not to make contact information available on this page.
Click "Contact Candidate" to send this candidate a response. |
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