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Operations, Underwriting, Office Manager Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 18803 |
| Desired Job Location: Bloomington, Illinois |
Date Posted: 2/7/2008 |
| Type of Position: Full-Time Permanent |
Availability Date: ASAP |
| Desired Wage: 60,000 |
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U.S. Work Authorization: Yes |
| Job Level: Management (Manager, Director) |
Willing to Travel: Yes, Less Than 25% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: No |
Objective:
Seeking a position in which I may use my skills to be a driving force and an outstanding performer in your company as a coach, mentor and strong leader.
Experience:
2003–2007 WMC Mortgage, GE Money Schaumburg, IL/Burbank, CA
Regional Production Manager/Territory Manager
Manage entire branch office including up to 55 operations and sales employees at any given time.
Review and approve loan exceptions, second signatures and random spot checks of loan files up to $750,000 as necessary to ensure common sense underwriting. Ensure underwriting and processing turn times are kept within company standards.
Responsible for implementing training/cross training for all job functions.
Mentor, counsel and coach employees with both positive and negative feedback regarding performance on a regular basis, including quarterly and yearly reviews.
Interview and screen candidates for job postings within the operations department.
Conduct weekly and monthly meetings with all staff pertaining to their specific departments.
Enforce new and revised credit policies and procedures as appropriate.
Monitor and implement daily, weekly and monthly production goals for the region and individual teams.
Ensure that management and staff understands and adheres to company policy and procedure
Successfully managed Branch to accomplish a record month for the region surpassing $140 million in production.
2002-2003 Residential First Mortgage Huntington Beach, CA
Sr. Loan Processor/Underwriter/Doc Drawer/Funder
Processing A paper loans from start to finish, through numerous Lenders utilizing the Internet for approvals and acting as a delegated underwriter to sign off conditions.
Appropriately calculate income, figure expense ratios, LTV/CLTV’S for qualification. Extensively review credit reports for credit grades to place loans with the appropriate investors.
Carry a pipeline of 45-60 loans per month, funding an average of 25-30 per month
Drawing closing documents for several major investors using Online Mortgage Documents.
Funding/Closing loan files upon checking in signed loan documents and shipping the files to the investors for auditing.
1995-2002 EZM Mortgage/Homemakers Inc. Skokie, IL
Office Manager/Lead Processor
Creating and managing spreadsheets through loan tracker to keep updated pipeline reports on a weekly and monthly basis.
Inputting weekly payroll for entire processing and telemarketing staff.
Updating employee manuals and handbooks as necessary.
Performing file maintenance on all closed loans for yearly audits.
Process and submit sub-prime and A paper loans from beginning to end using Internet approvals and traditional underwriting approvals for A- through D papers loans.
Calculating debt ratios, income and reviewing credit reports for pre-qualifying.
Keeping a pipeline of 40-50 loans per month, funding an average of 25-30 loans per month for two loan officers.
Education:
1988-1992 Seneca High School Seneca, IL
Specific Studies: Photography, News Media, Drama/Speech Team
Accomplishments: Head of Photography for newspaper and yearbook.
Candidate Contact Information:
| Name: Rodney Kaufmann |
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| Street: - |
Phone: 309-454-4545 |
| City: Normal |
Fax: - |
| State: Illinois |
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| Zip: - |
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| Web Site: |
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