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Any Senior Mortgage Professional Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 17702 |
| Desired Job Location: Charlotte, North Carolina |
Date Posted: 12/13/2007 |
| Type of Position: Full-Time Permanent |
Availability Date: Immediately |
| Desired Wage: 125000 |
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U.S. Work Authorization: Yes |
| Job Level: Management (Manager, Director) |
Willing to Travel: Yes, Less Than 25% |
| Highest Degree Attained: Bachelors |
Willing to Relocate: No |
Objective:
Seeking a senior management position that will utilize and challenge my 27 years of solid
experience in virtually every facet of mortgage lending from loan origination, processing,
underwriting, escrow, closing, to quality control/compliance and post audit. Positions have
been progressively responsible from Head Direct Endorsement Underwriter/Manager
to Branch Manager to Manager of Quality Control/Compliance and Government Lending.
Mortgage broker, mortgage banker and banking experience.
*15 years extensive computer experience.
*By nature mature, self-motivated, talented and a creative thinker.
Experience:
BRANCH MANAGER/VICE PRESIDENT
2006 - 2007 M/I Financial Corporation, Charlotte, NC
Manages operations of a full retail mortgage
branch, owned by builder, including
origination, underwriting, loan processing,
pricing, and closing/funding functions.
Manages a 5 member team of non-exempt branch
employees. Responsible for capture rate,
customer service, quality control, pipeline
management and meeting profitable objectives.
Experienced with Unifi Pro, TMO and numerous
other origination systems. Responsible for
relationship building/management with division
president, sales management, closing
coordinator and sales partners. Also
responsible for weekly sales meeting with
sales partners and social calls to builder
subdivisions. Monitor and manage via numerous
reports.
PRODUCTION OPERATIONS MANAGER
2004 - 2006: Home Credit Solutions/Wells Fargo Home Mortgage, Fort Mill, SC
Manages the operations of a mortgage production
function including underwriting, loan
processing, pricing, and pre-closing tasks.
Manages a group of 12 non-exempt employees,
which involves making decisions relative to
performance reviews, terminations, hires,
discipline, salary actions, etc. Responsible
for reviewing and handling escalated issues
related to underwriting, processing and
customer service. Utilizes underwriting
authority to make profitable business
decisions and exceptions on non-prime mortgage loans. Formulates procedures,
policies and methods which directly affect the work unit and has an indirect
affect on other departments and outside customers. Manages projects which
primarily impact functional area or specific department.
MORTGAGE CONSULTANT
2002 - 2004: Bankers Guarantee Title & Trust Company, Fairlawn, OH
Originate conventional, FHA/VA, Sub-Prime,
Construction/Perm and HELOC mortgages by
soliciting realtors, referrals and company
generated leads.
* Top Sales 2003
COMPUTER CONSULTANT
1997 - 2002: Cap Gemini Ernst & Young, Hudson, OH
Picker International (a.k.a. Phillips Medical),
Highland Heights, OH
Parker Hannifin, Mayfield Heights, OH
PRESIDENT
1993 - 1997: PDQ Mortgage Services, Independence, OH
Contract mortgage services. Processed,
underwrote, prepared closing docs, escrow and
quality control/compliance services to banks, mortgage
bankers and brokers on FHA, VA and
Conventional loans. Created computer network,
maintained systems and programmed computer
systems.
Originated mortgage loans with a small mortgage broker-Family Home Mortgage.
* Managed 15 employees.
* Coordinated and delegated workflow.
* Performed sales and marketing of company to lenders.
* Prepared training program and trained loan officers and loan
processors in government lending.
QUALITY CONTROL/COMPLIANCE AND GOVM'T LENDING MGR.
1989 - 1994: Trans Ohio Savings Bank, Cleveland, OH
Setup and developed quality control systems and compliance
monitoring/reporting to meet FNMA/FHLMC and
FHA/VA requirements. Worked closely with, and
reported to, Executive Officers. Oversaw
government underwriting criteria and developed
policies. Developed trend analysis database
for use in default projections.
* Developed department and reporting system.
* Managed 10 direct employees and 15 non-direct.
* P&L and projected budgeting responsibility.
BRANCH MANAGER/AVP
1987 - 1989: Countrywide Funding, Beachwood, OH
Originated and underwrote conventional, FHA and
VA mortgages. Responsible
for P&L and projected budgeting, hiring, training, coaching and meeting profit
goals and objectives.
* Brought office to profitable position within 6 months.
* Signatory authority on Conventional and FHA loan approvals.
* Managed 3 employees.
MORTGAGE LOAN ORIGINATOR
1986 - 1987: Marathon Mortgage Corp., Cleveland, OH
Originated FHA/VA and conventional mortgage
loans.
* Won trip to Disney World for most loans originated and closed in one month.
HEAD D.E. UNDERWRITER/MGR.
1981 - 1986: Mortgage Executives, Inc., Cleveland, OH
Underwrote FHA mortgages. Prior to becoming
manager in 1985, processed FHA/VA and
conventional mortgage loans.
* D.E. Underwriter (B272)
* Managed 6 direct employees and 5 offices.
LOAN PROCESSOR
1979 - 1981: Lomas & Nettleton
Cleveland, OH
Processed FHA/VA and conventional mortgage loans.
Education:
LAKELAND COMMUNITY COLLEGE
Continuing Education
Mentor, OH
TRINITY UNIVERSITY
BS, Information Systems and Technology, 1999
OHIO UNIVERSITY
Lifelong Learning Program
Athens, OH
OHIO PARALEGAL INSTITUTE
Cleveland, OH
CLEVELAND STATE UNIVERSITY
Cleveland, OH
Skills:
North Carolina Licensed Loan Officer and senior manager with
extensive experience in residential mortgage lending. Skilled in federal and
state regulations, compliance requirements and Sub-Prime, FHA/VA, FNMA and
FHLMC guidelines. Excellent background in sales, customer service, human
resource management, operations management, project management, product
development and delivery, policies and procedures, problem solving and
technology application. Entrepreneurial, creative thinker with attention to
detail, strong analytical and decision making capabilities. Excellent
interpersonal communication skills. Proficiency in Microsoft Office products.
Candidate Contact Information:
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