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Mortgage Underwriter Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 15137 |
| Desired Job Location: Aurora, Colorado |
Date Posted: 8/28/2007 |
| Type of Position: Contractor |
Availability Date: negotiable |
| Desired Wage: negotiable |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, More Than 75% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: Yes |
Objective:
Seeking a position that will provide a platform of responsibility and opportunity where my abilities, skill and experience will have significant and valuable application. Preferred position will occupy MBSA/ Asset risk management / analysis capacity within the trade industry.
Experience:
Mortgage Professional
1991- Present
Professional Development:
Direct, supervise, manage, and assist due diligence personnel.
Extensive knowledge of current secondary marketing practices.
Regulatory compliance review, testing, analysis and reporting.
Prepare and submit Client/ Investor and Seller reports.
Due diligence, loan data extraction, input and review.
Quality control and assurance reporting.
Residential underwriting review and analysis.
Securitization and Whole loan purchases.
Current knowledge of Sub and Non Prime (Alt-A, B/C) lending requirements.
Investor and Government agency regulations.
Conforming and Non-conforming product.
Performing, Sub and Non-performing product.
Home equity and Consumer lending product.
Legal document review.
Credit profile performance evaluation, review and analysis.
Consumer fraud detection procedure.
Income validation (Self-employed and non self-employed borrowers)
Residential Title examination and review.
Investor/ Seller transaction reporting.
Review and report investor trade stipulations.
Review and report Seller response and cure.
Appraisal/ Property valuation and review.
2005-2007: The Bohan Group, LLC.
1997-2005: The Clayton Group, Inc.
1996-1997: National Mortgage Specialists
1993-1995: ICM Mortgage Corp.
1991-1993: Univest and First Mortgage Strategies, Inc.
Skills:
MS Office; ANY/ ALL Mortgage Automated Underwriting application(s).
Additional Information:
I am actively seeking a position which offers opportunity in a fast-paced, multi-tasking environment. My 15 years of contract experience have afforded me a multitude of skills, qualifications and knowledge in the mortgage banking industry. Throughout my career I have demonstrated an exceptional facility for organizational objectives and demands, having the distinction of being the candidate who possesses the experience, capabilities and judgment for raising any marketing, procedural, or production objective to its highest level of success and/ or resolving deficiencies that impede its ability and potential for growth and prosperity. I am credited with personal contributions to top line and bottom line success. I am a doer who is highly skilled in visualizing and executing a plan as well as doing whatever it takes to deliver. I am driven by challenge and undaunted by obstacles. I am accustomed to and most effective in high-profile roles, making high stakes hands on decisions with flexibility and intuitiveness.
I can confidently promise to deliver the same kinds of results on behalf of your company and your clients, to meet if not exceed the requirements for the above noted position. I am inviting you to contact me regarding a personal interview at your earliest convenience.
Reference:
Professional References and Client List provided with confidence and discretion.
Candidate Contact Information:
| Name: Kevin Gilliam |
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| Street: |
Phone: 303-955-6972 |
| City: Aurora |
Fax: - |
| State: Colorado |
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| Zip: 80016 |
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| Web Site: |
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