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Mortgage Closer/Processor/Underwriter Resume
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| Desired Industry: Banking/Mortgage |
SpiderID: 12886 |
| Desired Job Location: atlanta, Georgia |
Date Posted: 5/22/2007 |
| Type of Position: Full-Time Permanent |
Availability Date: 05/22/2007 |
| Desired Wage: $40,000 |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, 50-75% |
| Highest Degree Attained: Other |
Willing to Relocate: Undecided |
Objective:
To further develop my knowledge in the Mortgage Industry, primarily in Processing, Closing and Underwriting loans, and by securing a professional position where my proven success in account management, conflict resolution and providing quality customer service will be a valued asset.
Experience:
Washington Mutual Bank
August 2005 – January 2007
Closer, Processor and Resolutions Specialist
• Processed commercial, construction, FHA/VA, government and conventional loans.
• Obtained required documents for funding in prompt time frame.
• Diffused escalated customer complaints to prevent management intervention.
• Executed quality control audits on staff and compiled performance reports for management.
• Used rate sheet and product – specific pricing worksheets to help determine customers pricing.
• Worked with the loan officer to extend rates and adjust pricing before funding
• Used pertinent information to revise and update closer training manuals.
• Acted as liaison for a.m. processors and p.m. closers by delivering payoffs, titles, insurance and other conditions.
• Searched and collected required post closing documents for funding.
• Reviewed executed HUD, mortgage and note to ensure file integrity.
• Issued disbursement numbers and authorized wires for payments.
• Resolved post closing GL outages, performed wire cancellations after funding and reissued checks.
• Reviewed and analyze credit reports for file integrity.
• Performed and executed due diligence on documents, leases and prepare abstracts and escrow calculations.
• Reviewed appraisals for accuracy.
• Assisted processing team with file overflow.
• Answer questions regarding closing requirements.
• Closed an average of 100 files per month in addition to above stated responsibilities.
Lydian Data Service (Credit Suisse First Boston)
December 2004- August 2005
Mortgage Closing Coordinator/ Processor
• Analyzed loan package upon receipt from processor.
• Cleared all closing conditions.
• Reviewed title to ensure correct chain of title, insurance declarations to ensure proper coverage, and appraisals.
• Entered rate locks from pricing departments.
• Confirmed closing with escrow agent and borrower
• Prepared loan package for closing
• Verified HUD from Title Company.
• Collaborated with loan officer and escrow agents to ensure prompt, quality service was provided.
Disbursed loan funds via wire and checks
RPI Staffing (Washington Mutual)
February 2002- August 2004
Mortgage Closer /Processor /Funding Specialist
• Supervised and managed the mortgage closings for 2nd shift staff of 12 closers.
• Devised a system to organize funding by disbursement dates.
• Responded to all closing inquiries and resolved all file discrepancies by correcting necessary data.
• Reviewed appraisals for accuracy.
• Reviewed executed HUD, mortgage and note to ensure file integrity.
• Cleared all closing conditions.
• Reviewed title to ensure correct chain of title, insurance declarations to ensure proper coverage, and appraisals.
• Entered rate locks from pricing departments.
• Confirmed closing with escrow agent and borrower
• Collaborated with loan officer and escrow agents to ensure prompt, quality service was provided.
Disbursed loan funds via wire and checks
Mortgage.com
September 1999- September 2004
Jr. Mortgage Processor
• Interviewed borrower to complete loan application.
• Obtained credit card statements and various payoff information.
• Ordered credit reports, flood certificates, title work and insurance.
• Competitive and self motivated; works well in team environment or individually.
• Uses professional and personable demeanor to diffuse highly volatile situations.
• Knowledgeable in loan processes, including conventional and government.
• Works well under pressure and meeting intense deadlines.
• Uses assertiveness and negotiating techniques to motivate teams while improving performance.
• Excellent communication and rapport building skills.
Other Experience
Coral Springs Auto Mall
August 1992-September 2001
Wholesale Parts Operations Manager
• Managed all wholesale auto parts accounts sales and deliveries to body shops and dealerships.
• Issued estimates to insurance companies.
• Maintained and audited inventory of parts for wholesale distribution.
• Managed accounts by monitoring receivables and payables.
• Aggressively collected on past due accounts.
• Organized delivery by creating strategic logistic routing system.
• Ensured all delivery vans were maintained and operating at full capacity.
• Supervised a staff of 8 parts drivers and mechanics.
• Interviewed, hired and trained staff on IS0 and Six Sigma company policies and procedures.
• Assessed employee performance reviews, authorized vacation schedules and other HR functions.
Education:
High School Graduate: Plantation HS, Associate Degree: Broward Community College
Skills:
Word, Excel, Outlook, Windows, Calyx, Optis,MPS, Loanworks, Visual banker,Optis.
Additional Information:
I have over five (5)years experience in the Mortgage Industry, primarily in Closing, Processing and Underwriting.
Reference:
Available Upon Request.
Candidate Contact Information:
This candidate has chosen not to make contact information available on this page.
Click "Contact Candidate" to send this candidate a response. |
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