underwriter - Banking Mortgage Resume Search
underwriter  - Banking Mortgage Resume Search
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underwriter Resume


Desired Industry: Banking/Mortgage SpiderID: 12542
Desired Job Location: Wayne, New Jersey Date Posted: 5/1/2007
Type of Position: Full-Time Permanent Availability Date:
Desired Wage:
U.S. Work Authorization: Yes
Job Level: Experienced with over 2 years experience Willing to Travel:
Highest Degree Attained: Bachelors Willing to Relocate:


Experience:
Lorraine C Potterton
36a Victoria Avenue
Lake Hiawatha , NJ 07034
Home (973) 331-0384
rain1964@verizon.net


OBJECTIVE
A challenging and diversified position for a stable established company which will utilize my prior work experience and education.

PROFESSIONAL EXPERIENCE
1993 to 2007
Champion Mortgage,, Parsippany, NJ

Senior Underwriter - 1998 to 2007
Skilled in underwriting 1st mortgages, 2nd mortgages, and purchase money loans (up to$400,000). Approve, decline or counter offer loans within assigned credit limit authority. Responsibilities include, working up income, clearing conditions, reviewing entire file to ensure both quality control and underwriting guidelines have been met, review resubmitted files for reapproval, counter offer or decline, communicating on a daily basis with the sales and closing departments, coaching closing representatives, loan officers and sales managers.

Funding Representative - 1995 to 1998
Responsible for reviewing file during recision period to ensure stipulations were satisfied and within underwriting guidelines. Promoted to underwriter.

Closing Representative - 1993 to 1995
Responsible for the processing of mortgage loan applications. Promoted to funding representative.

Loan Processor - 1991 to 1992
Associates Financial Services Inc., Parsippany, NJ
Responsible for the processing of personal loans and 1st and 2nd mortgages.

Customer Service Representative - 1987 to 1991
G.E.Mortgage Services , Fairfield, NJ
Authority to approve home equity loans (up to $25,000) responsible for monthly audits and insuring accuracy of closed loans.

EDUCATION
Bachelor of Science, Business Administration, Minor: Psychology
Montclair State College, Montclair, NJ



Candidate Contact Information:
Name: lorraine potterton
Street: Phone: 973-331-0384
City: lake hiawatha Fax:    -
State: New Jersey
Zip: 07034
Web Site:


    



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