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| Desired Industry: Banking/Mortgage |
SpiderID: 12302 |
| Desired Job Location: buffalo, New York |
Date Posted: 4/17/2007 |
| Type of Position: Full-Time Permanent |
Availability Date: 4-18-07 |
| Desired Wage: 50,000 |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, More Than 75% |
| Highest Degree Attained: Other |
Willing to Relocate: No Preference |
Objective:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Experience:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Education:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Affiliations:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Skills:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Additional Information:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Reference:
Lonnie Capellini
1339 Hertel,Buffalo,New York 14216
702-266-5070
lonniecapellini@yahoo.com
SKILLS SUMMARY Senior manager with extensive experience in managing loan operation from beginning to end. Skilled in securing federal, state, and local regulatory loan - approvals. Excellent background in facilitating loan programs, processing, underwriting, pricing, scheduling, and budgeting. Experienced in developing and implementing regional and nationwide renovation programs for major developers and private investors. Prospected leads by cold calling new clientele on acquisition of land plats, lots and free standing structures.Analizing financial data from personal, business and or corporate income. Responsible for finding and qualifying clients in conventional, non -conventional, hard money, jumbo, FHA, and VA loans. Coordinating with investment banks such as Bear Sterns for financial backing of equitable intrest.sale of said loan, negotiating interest rates and yield spread premium on closings. Coordinating closings with escrow and underwriting. Packageing loans to investors, attornys.processing, and validating information such as income, Title, insurance declarations, credit reports and all other for of legal documentation.
EMPLOYMENT
Key Mortgage commercial and residential Brokerage 2006-2007
Las Vegas, Nevada
• Managed due diligence to keep in compliance with state and federal RESPA laws throughout the Western United States for Centex Destination properties top accounts.
• Structured commercial and residential loans for Top Investors. Coordinated and obtained all federal, state, and local regulatory information for final loan approvals.
• Interfaced with local Title, Appraisers, land developers, city coordinators and legal organizations to meet state and federal lending requirements and create positive relationship with community and civic leaders.
• Negotiated real estate documents and consultant contracts.
Stone creeks Funding
2004-2006
Las Vegas, Nevada
• Sales Manager
• Responsible for hiring and training new loan officers
• Wrote the training manual for corporate on structure of new branches
• Suggested new products that increased earnings by 71%
• Proficient with point and clout
• Strong knowledge of GMAC ,Countrywide and WMC guidelines
• Processing, stacking and loan Origination
•
Ameriquest Mortgage Company 2001- 2004
Las Vegas ,Nevada
Branch Manager
• Increased Branch sales from $10 million to $27.8 million monthly
• Managed 28 sales representatives in Las Vegas area.
• Implemented training course for new recruits – speeding profitability.
• Maintained Regional Pipeline for Nevada and Texas
• Managed the processing staff and all files
• Develop relationships with Title, Appraiser and escrow companies
• Developed new branch in South Austin Texas
• Broke company record with 78 million funded in one quarter
•
Creditors interchange Inc 1997-2001
Getzville, New York
• Senior Collection Specialist
• Third party charge off accounts for Bank of America, Mercedes, Chrysler, Hyundai, Ford, Citibank, GE Capital. Number one collector four months consistently in department.
• Negotiated settlement on charged off loans, Filing of documentation, resolving disputes for clients, Skip tracing with LEXIS NEXIS, ACCURINT, Credit Reports
• Training, Utilize CUBBS System and WINDOWS operations
•
EDUCATION
2006-Nevada state certified Brokers License
2003- Current Promissory Education Nevada-health & life insurance license
• 2002 - Mohave Community College - Black Jack Certification 1997
• 2000 University of Buffalo Natural Science Pre- Med
• 1993-1997 AMED Fort Sam Houston TX
Candidate Contact Information:
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