|
|
|
|
| Desired Industry: Banking/Mortgage |
SpiderID: 12012 |
| Desired Job Location: Bozeman, Montana |
Date Posted: 3/28/2007 |
| Type of Position: Full-Time Permanent |
Availability Date: 03/27/2007 |
| Desired Wage: 50000 |
|
|
U.S. Work Authorization: Yes |
| Job Level: Management (Manager, Director) |
Willing to Travel: Yes, 25-50% |
| Highest Degree Attained: High School/Equivalent |
Willing to Relocate: No |
Objective:
Established a successful record of banking and loan portfolio growth
achievements throughout my 10+ year banking and financial services
career. Success has been based on an ability to nurture
relationships with consumers and businesses, lead/motivate employees,
exceed goals, and oversee fast-paced operations. Earned a reputation
as a loyal manager and motivator who is committed to improving
operations by developing strategies that strengthen customer
retention, improve employees' customer service skills, reduce costs,
and increase revenues.
Experience:
10/03 - Present SUNTRUST BANK / SUNTRUST MORTGAGE, INC.
Kingsport, TN
Bank Officer, Mortgage Lending / Assistant Vice President
Manage all aspects of residential mortgage lending at this high-
volume branch, including portfolio growth, marketing, customer
service, community relations, financing, rate establishment, and
staff hiring, training, and supervision.
* Assist in managing daily branch operations, including loan
portfolio and deposit account growth; strategic planning, P&L
analysis; cost control; staff hiring, training, and supervision;
branch security; and customer relations.
* Established a customer base of more than 700 clients.
* Expand the client base and improve profitability through creative
prospecting, cold-calling, networking, cross-selling, relationship-
building, and generating referrals with builders, realtors, and
private clients.
* Build/manage loan portfolios by analyzing applicants' credit
history and financial stability in extending loans.
* Evaluate/approve mortgage loans and handle all loan origination
and closing responsibilities, including working with various bank
departments to coordinate financing.
* Conduct seminars that highlight and educate investors and
potential home buyers on financing opportunities.
* Participate in promotional events such as home shows, parades,
and realtor/builder events.
* Actively serve on committees in community/business organizations
to strengthen business growth.
* Work directly with Real Estate Development Group and developers
via development loans/permanent financing.
* Work with Private Wealth Group, higher end client base, and
several recruiters w/ local hospitals
* Generated $20 million in loans, which was 111% of the $18 million
quota.
* Achieved 114% of new home purchase loan goal and 150% of mortgage
refinance loan goal.
* Exceeded the construction/perm business goal by 160%.
* Earned awards based on production and ranking among the top 20%
out of 700+ officers in 2004, 2005, and 2005.
* Received award for ranking #2 in the company out of 500 officers
for service quality in 2003.
08/99 - 10/03 AMERICAN MORTGAGE GROUP, LLC
Kingsport, TN
Mortgage Lending Specialist
Expanded the mortgage loan portfolio and built a substantial base of
mortgage customers through my educational sales approach and applying
personalized service that had a significant impact on generating
customer referrals.
* Worked with clients throughout loan closing, including counseling
applicants and analyzing their financial status, credit history, and
property evaluation to determine mortgage needs and feasibility of
granting the loan.
* Made recommendations for structuring loans to reduce interest
rates for clients with existing mortgages.
* Served as the liaison between clients and loan processing to
ensure that all underwriting conditions were met and loans were
closed on schedule.
* Maintained strong working relationships with loan underwriters,
appraisers, and title attorneys.
* Maintained compliance with all loan policies as well as state and
federal regulations.
04/97 - 08/99 SUNTRUST BANK / SUNTRUST MORTGAGE, INC.
Johnson City, TN
Bank Officer, Mortgage Lending
Originated, processed, and closed residential mortgage loans.
Developed new business and expanded the loan portfolio through sales
efforts involving cold-calling, networking, and generating client
referrals. Interviewed clients and reviewed applications and credit
histories to determine mortgage needs.
Additional Experience: Office Manager, LENDERS TITLE & ESCROW,
Kingsport, TN, 10/94 - 08/97
Education:
Kingsport High School
Kingsport, TN
Skills:
* loan portfolio growth/management
* sales/business development
* customer/public relations
* risk management/credit analysis
* community outreach/relations
* staff training/supervision
* lending regulation compliance
* branch reporting
* daily operations management
Candidate Contact Information:
| Name: Sheryl Hall |
|
| Street: |
Phone: 423-292-2975 |
| City: Bozeman |
Fax: - |
| State: Montana |
|
| Zip: 59715 |
|
| Web Site: |
|
|
|
|
|
|